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Rental Car Accidents

When you drive a rental car, you may be unfamiliar with the vehicle and you are likely driving in an unknown area, which put you at a greater risk for getting into an auto accident.

Most people opt out of a rental company’s supplemental insurance option because they believe they will not get into a wreck while using the vehicle. But the chances of someone else’s negligence cause an accident are just as high when driving a rental car.

Attorney for Rental Car Accidents in Montgomery County, TX

If you or someone you love was injured in a rental car accident, you have the right to seek compensation for those injuries. Evans & Powell, PLLC has proven experience handling personal injury claims involving rental cars, and we will fight to ensure you are properly compensated.

Call us today at (713) 622 - 2000 to schedule a free case consultation or submit your information in the online contact form. Evans & Powell, PLLC represent clients with personal injury claims in communities across Montgomery County and Harris County such as Spring, Houston, Conroe, The Woodlands, Shenandoah, Magnolia and many others.

Overview of Rental Car Accidents in Montgomery County, TX

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When can a Rental Company be Held Liable?

Typically, the at-fault driver in the accident is the one held liable for damages, but there are instances where a rental car company could be held accountable for your injuries.

Unless you can prove the rental company was negligent in some way, any lawsuit that is brought against them for an auto accident will be thrown out of court. This is due to the Graves Amendment, which declares that rental car companies cannot be held liable for the negligence of a customer driving one of their cars.

The amendment doesn’t necessarily let rental companies off the hook if their negligence contributed to the accident. A rental company can be held liable in numerous ways. For instance, the rental car company rents a vehicle to a person they know, or should have known, was an unsafe driver.

The rental company can also be held liable for negligence in the maintenance of their vehicles. If the rental car company failed to properly maintain a vehicle’s braking system, and the faulty system failing led to the accident, both drivers could have a case against the company.

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Rental Car Driver at Fault

It’s best to keep in mind that, as a renter, you are responsible for any damages or loss to the rental vehicle. There are three primary sources for potential insurance coverage that include the rental car company, your personal car insurance and the credit card you used to pay for the rental. 

Depending on the type of coverage you purchased from the rental company, the rental agency may only cover so much. For instance, if you bought collision damage coverage, it will just cover damage to the vehicle and not property damage and bodily injury.

If you have personal car insurance, most policies will cover what the rental company’s liability coverage offers such as comprehensive and collision coverage. If you rented a vehicle using a major credit card, you might automatically have car rental insurance.

Depending on the terms of your credit card agreement, the company may cover damages to the rental vehicle, but they typically don’t provide liability coverage.

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What does Rental Car Insurance Cover?

When you purchase a rental car, the company will typically offer different types of insurance coverage. There are typically four types of coverage options offered when you rent a car. These options include the following:

  • Loss-damage waiver: Also known as collision damage, this type of renters insurance shifts the financial responsibility from the renter and to the rental company. It covers damages to the vehicle if the vehicle is stolen and loss of use charges such as repair and towing cost.
  • Liability coverage: If you are the at-fault driver in an accident while driving the rental car, this coverage will cover injuries to other drivers and property damage.
  • Personal accident insurance: This type of coverage covers medical costs for you and a passenger following an accident.
  • Personal effects coverage: Personal effects coverage covers theft of what is kept in the rental car. Coverage is usually up to a set dollar amount.

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Additional Resources for Rental Car Accident in Houston, TX

Rented or Leased Motor Vehicle Safety and Responsibility– Follow the link to the Cornell Law School website to learn more about the Graves Amendment. You can read the full text of the amendment and learn about the responsibilities of a rental car company.

Rental Car Accidents – Autoblog has a quick guide for what to do if you have been in a rental car accident. The writer of the blog relates his experience after being in a rental car accident and discusses rental car insurance considerations.

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Personal Injury Attorney for Rental Car Accident in Harris County, TX

Evans & Powell, PLLC is here for those who are seeking compensation for injuries in a rental car accident. Our attorneys have proven experience with personal injury cases involving rental car accidents, and they will do everything in their power to ensure that you are adequately compensated.

Call Evans & Powell, PLLC today at (713) 622 - 2000 to schedule a free case consultation. We proudly represent clients in communities across Montgomery County and Harris County. Some of these communities include Sprinh, Houston,Panorama Village, Oak Ridge North, Cut and Shoot and many others in the surrounding area.

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Evans & Powell, PLLC